DAVID MARTIN & SON: INSURANCE RESOURCES

We've gathered useful insurance information all on one page for your reference.

April 5th, 2003 - HAIL STORM!
Click here for information regarding the Hardie Slate & Hardie Shake Class-Action Lawsuit

While some impact resistant products may be a little more expensive to buy, payback on your invewstment is quick when you consider savings from premium discounts and deductible savings.

Advantages over typical roofing products currently in use and comparable in weight include:

  • The homeowner gets up to a 27% annual discount on their homeowner premium for the life of the roof.
  • The discount is transferrable to the NEW OWNER if the house sells, a marketing advantage.
  • They are warranted against wind up to 110 mph
  • Saves the cost of your deductible as losses are prevented.
  • Improves the quality of life by not having to endure roof replacements.
  • Allows you to increase deductibles since the new roof has mitigated your wind/hall exposure.
  • Helps the insurance industry hold down costs, which hold down premiums.
  • Reduces the impact on our landfills, as there will not be as many damaged roofs going to the fill.
  • If you have a wood roof and replace it with one of these products, your savings may be up to 40% off your annual insurance premium. That's alot of money!!
  • Class "A" Fire Rated.

For Metal roofs, a cosmetic damage exclusion is required to receive the discount.


www.statefarm.com
www.nationwide.com
www.allstate.com
www.usaa.com
www.libertymutual.com
www.farmers.com
www.kemperinsurance.com
www.progressive.com
www.traveler.com
www.wausau.com
www.chubb.com
www.thehartford.com
www.prudential.com
www.geico.com
www.conseco.com
www.gmacinsurance.com
www.amica.com
www.metlife.com
www.safeco.com
www.mutualofomaha.com
AAA Insurance

 

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